This Privacy Policy explains how Long-Term Mindset LLC ("we," "us," or "our") collects, uses, stores, and shares your personal information when you use Stock Simplifier (the "Services"). By using the Services, you agree to the collection and use of your information as described here. Questions? Contact us at Hello@stocksimplifier.com.
We collect your name, email, payment info (via Stripe), how you use the site, stock watchlist and analysis data you save, and data from cookies and advertising pixels.
We use your data to run the product, process payments, send you emails you signed up for, improve the service, show you relevant ads, and comply with the law.
Our AI generates scores and analysis to help you research stocks. These are educational tools only. No automated decision is made about you personally based on this output.
Stock Simplifier uses artificial intelligence to generate analysis, scores, and summaries about stocks. We want to be transparent about how this works:
We do not sell your data. We share it only with the service providers we use to run the business.
We do not sell your personal information to third parties. We share your information only in the following circumstances:
We may disclose your information if required to do so by law, court order, subpoena, or government authority, or if we believe in good faith that disclosure is necessary to protect the rights, property, or safety of Long-Term Mindset, our users, or the public.
If Long-Term Mindset is involved in a merger, acquisition, asset sale, or similar transaction, your information may be transferred as part of that transaction. We will notify you via email or a prominent notice on our website at least 30 days before your information is transferred and becomes subject to a different privacy policy.
We may share your information for any other purpose with your explicit prior consent.
We may share aggregated, anonymized data that does not identify any individual user with partners, researchers, or the public for analytical or promotional purposes.
We keep your data while your account is active and for 12 months after cancellation. You can request deletion at any time.
We retain your personal information for as long as your account is active or as needed to provide the Services, including to:
If you cancel your subscription, we will retain your account data, including your analysis history and watchlist, for up to 12 months. This allows you to reactivate without losing your work, and allows us to respond to any disputes or chargebacks that may arise after cancellation.
After 12 months, your personal data will be deleted or anonymized, except where we are required by law to retain it longer.
To request deletion before this period, contact us at Hello@stocksimplifier.com. We will process deletion requests within 30 days.
We use cookies for keeping you logged in, analytics, and advertising. You can control or opt out of non-essential cookies.
At this time, Stock Simplifier does not alter its data collection practices in response to Do Not Track (DNT) signals. We will revisit this position as standards develop.
You can control cookies through your browser settings. To opt out of Meta's use of your data for advertising purposes, visit facebook.com/adpreferences or use the Digital Advertising Alliance opt-out tool at optout.aboutads.info.
EU/EEA users will be presented with a cookie consent banner when they first visit the site. You may withdraw your consent to non-essential cookies at any time.
We use industry-standard security measures to protect your data. If there is a breach that affects you, we will notify you promptly.
We implement commercially reasonable technical and organizational measures to protect your personal information, including:
No method of transmission over the internet or method of electronic storage is 100% secure. We cannot guarantee absolute security.
In the event of a data security breach that affects your personal information, we will notify you without undue delay and no later than 72 hours after becoming aware of the breach, where feasible. Notification will be provided by email to the address associated with your account.
The Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18 or under 13 as defined under COPPA. If you believe we have collected information from a minor, please contact us at Hello@stocksimplifier.com.
Regardless of where you live, you can access, correct, or request deletion of your data at any time by emailing us. We respond within 30 days.
| Right | What It Means |
|---|---|
| Access | Request a copy of the personal information we hold about you. |
| Correction | Request that we correct inaccurate or incomplete information. |
| Deletion | Request that we delete your personal information, subject to certain legal retention requirements. |
| Opt-out of marketing | Unsubscribe from marketing emails at any time by clicking the unsubscribe link or contacting us. |
| Data portability | Request a copy of your data in a structured, machine-readable format. |
To exercise any of these rights, email Hello@stocksimplifier.com. We will respond within 30 days. We may ask you to verify your identity before processing your request.
If you are in the EU or EEA, GDPR gives you additional rights including the right to object to processing and to file a complaint with your local data authority.
| Legal Basis | Processing Activities |
|---|---|
| Contract performance (Art. 6(1)(b)) | Account management, service delivery, and payment processing. |
| Legitimate interests (Art. 6(1)(f)) | Analytics to improve the Services, fraud detection, and security. |
| Consent (Art. 6(1)(a)) | Marketing emails and non-essential advertising cookies. You may withdraw consent at any time. |
| Legal obligation (Art. 6(1)(c)) | Financial record-keeping and other legal compliance requirements. |
In addition to the rights in Section 9, EU/EEA users have the right to:
Long-Term Mindset is based in the United States. Transfers of EU/EEA personal data to the U.S. are protected by Standard Contractual Clauses (SCCs) approved by the European Commission. Copies of applicable SCCs are available upon request. Our key service providers (Stripe, Meta, ConvertKit) maintain their own EU data transfer mechanisms.
For GDPR-related inquiries, contact us at Hello@stocksimplifier.com. We will respond to all GDPR requests within 30 days.
California residents have specific rights under CCPA. We do not sell your personal information. You can request to know what data we have and ask us to delete it.
| Category | Examples |
|---|---|
| Identifiers | Name, email address, IP address. |
| Commercial information | Subscription and payment records (processed by Stripe). |
| Internet or network activity | Usage data, browsing behavior on our site, interaction with features. |
| Inferences | Stock watchlist and analysis data based on your use of the Research Wizard. |
Email Hello@stocksimplifier.com with the subject line "CCPA Request." We will verify your identity and respond within 45 days. We may extend this period by an additional 45 days where reasonably necessary, with notice.
The Services may contain links to third-party websites or integrate with third-party services such as Fiscal AI. This Privacy Policy does not apply to those third-party sites or services. We encourage you to review the privacy policies of any third-party services you use in connection with Stock Simplifier.
We may update this Privacy Policy from time to time. When we make material changes, we will notify you by email and by posting a prominent notice within the Services at least 30 days before the changes take effect. We will update the "Last Updated" date at the top of this document.
Your continued use of the Services after the effective date of any changes constitutes your acceptance of the revised Privacy Policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us:
Long-Term Mindset LLC
Email: Hello@stocksimplifier.com
Website: stocksimplifier.com
State of Incorporation: Rhode Island, USA