A traffic-light summary of common use cases. Green means permitted. Yellow means conditional — read the referenced section carefully. Red means prohibited in all circumstances. This table is a convenience summary only; the legal text in each section controls.
| Status | Category | Description |
|---|---|---|
| PERMITTED | Personal Research | Using AI Output to research stocks, sectors, or markets for your own personal investment consideration. |
| PERMITTED | Educational Use | Using AI Output to learn about financial concepts, company structures, or market dynamics. |
| PERMITTED | Personal Note-Taking | Saving, copying, printing, or screenshotting AI Output for your own private reference — not for external sharing. |
| PERMITTED | Private Advisor Sharing | Sharing AI Output privately with your own licensed financial advisor with disclosure that it is AI-generated and unverified. |
| PERMITTED | Social Media Sharing | Sharing AI Output on social media is PERMITTED provided you credit Stock Simplifier and include the short disclaimer in Section 4.2. |
| CONDITIONAL | Professional/Regulated Use | Permitted ONLY with full regulatory compliance and the formal professional disclosure in Section 4.3. |
| CONDITIONAL | Legal/Regulatory Filings | Permitted ONLY with explicit AI-generated disclosure in the filing. (See Section 4.4) |
| PROHIBITED | UI / Wizard Copying | Copying, cloning, replicating, or imitating the Stock Simplifier interface, wizard design, workflow structure, or output format in any product or service. |
| PROHIBITED | Commercial Redistribution | Selling, licensing, or distributing AI Output as a product or service. |
| PROHIBITED | Competing Products | Using AI Output, the Service, or its UI/design to build, train, or improve a competing research or financial tool. |
| PROHIBITED | Automated Scraping | Any automated, scripted, or non-human-initiated access. Hard cap of 2 queries per minute even for human users. |
| PROHIBITED | AI Manipulation | Attempting to jailbreak, prompt-inject, or manipulate the AI to produce outputs outside the Service's intended purpose. |
| PROHIBITED | Illegal Activity | Any use related to securities fraud, market manipulation, insider trading, or any other illegal activity. |
| PROHIBITED | Credential Sharing | Sharing your account login with any other person. Each subscription is single-user only. |
| PROHIBITED | Minor Account Use | Allowing any person under 18 to use your account. |
Personal research, learning, note-taking, and social sharing (with credit) are all fine. We actively encourage you to share what you find — just credit Stock Simplifier and note it's AI-generated.
Subject to this AUP and the Terms of Service, you are permitted to:
Six categories of prohibited conduct. Read all of them. Section 3.2 covers automated scraping with a strict 2-query-per-minute hard cap. Section 3.4 explicitly covers copying our UI and wizard design.
PROHIBITED: You may not use the Service or any AI Output in connection with any of the following:
In addition to the rate limit, the following are independently prohibited:
PROHIBITED: You may not:
PROHIBITED: You may not:
For clarity: the prohibition on copying the UI and wizard design applies even if the underlying AI model, data source, or subject matter is different. What is protected is the specific presentation, flow, and design of the Stock Simplifier experience.
PROHIBITED: You may not:
PROHIBITED: You may not:
These are affirmative things you must do. Social media sharing is simple: just credit Stock Simplifier and note it's AI-generated. For professional contexts, a longer formal disclosure is required.
You must independently verify any AI Output before relying on it for any financial decision. AI Output is a research starting point, not a conclusion. AI Hallucinations — where the AI confidently generates false or fabricated information — are an inherent and disclosed risk of this Service. Treating AI Output as ground truth without verification is a misuse of the Service.
PERMITTED WITH CREDIT: We encourage sharing. You may share AI Output on social media, investment forums, newsletters, blog posts, screenshots, or any other public channel. When you do, you must:
The following example language satisfies both requirements and may be used or adapted:
This is the only disclosure required for personal social media sharing. You do not need to use the longer formal disclaimer. The key requirement is that anyone who sees the content can immediately identify that it came from Stock Simplifier and is AI-generated.
REQUIRED — FORMAL DISCLOSURE: If you are a Regulated User sharing AI Output in any professional context — including client-facing documents, research reports, compliance submissions, or any communication directed at a third party in connection with your licensed or regulated activities — you must include the following disclosure prominently:
If you include AI Output in any legal filing, regulatory submission, arbitration proceeding, or government inquiry, you must include a clear statement disclosing: (a) that the content was generated by an AI tool; (b) the name of the tool (Stock Simplifier); and (c) that the content has not been independently verified for accuracy.
You acknowledge that all financial data in the Service is subject to data latency and may not reflect the most current market information. You must not represent AI Output as containing real-time data unless you have independently verified this.
You must not represent AI Output as the product of human analysis, independent research, or licensed financial advice in any context.
If you hold a financial license or work in a regulated capacity, you have additional obligations on top of everything else in this AUP.
If you are a Regulated User (as defined in the Terms of Service), you must:
The Company makes no representation that AI Output satisfies any regulatory standard applicable to Regulated Users.
This section goes deeper on what we own and what you cannot copy. The UI, the wizard flow, the output design, the prompts — all of it is ours. Copying any of it, even for a non-competing product, is a violation.
Long-Term Mindset LLC owns all intellectual property rights in and to Stock Simplifier, including without limitation:
The prohibition on copying the UI and wizard design in Section 3.4 is broad and intentional. It applies regardless of whether you use different underlying technology, different data, or serve a different market. The test is not technical identity — it is whether the look, feel, flow, or structure of your product was derived from or inspired by Stock Simplifier to a degree that would be recognizable to a reasonable observer.
If you are uncertain whether a specific use falls within this prohibition, contact us at brian@longtermmindset.co before proceeding.
Honest, isolated mistakes may get a warning and a chance to fix things. Intentional violations, repeat violations, and anything involving illegal activity or scraping do not qualify.
In cases where a violation appears to be an isolated, good-faith error with no material harm, we may, at our sole discretion, issue a written warning and provide a reasonable opportunity to cure the violation before taking further enforcement action.
This good-faith provision does not apply to:
This provision is a discretionary policy, not a contractual obligation, and creates no right to a cure period.
What happens when someone violates this AUP, how long investigations take, and how to report a violation you witness. We protect the identity of reporters.
We reserve the right, but do not assume the obligation, to monitor use of the Service for compliance with this AUP using automated tools, usage analytics, rate monitoring, and user reports.
Depending on the nature and severity of the violation, we may take any one or more of the following actions:
We will endeavor to acknowledge receipt of a violation report within 5 business days. Temporary suspensions imposed during an active investigation will not exceed 30 days unless extended in writing. At the conclusion of an investigation, we will notify the affected account of the outcome.
Our failure to act on a violation does not constitute a waiver of our right to act on that violation or any future violation.
If you become aware of any use of the Service that violates this AUP, please report it to brian@longtermmindset.co with the subject line "AUP Violation Report."
Reporter confidentiality: We will make reasonable efforts to keep your identity confidential. We will not disclose your identity to the subject of the report without your consent, except where required by law. Submitting a report in good faith will not result in any adverse action against you.
This AUP versions independently of the Terms of Service. Material changes get 14 days email notice. Continued use means acceptance.
We reserve the right to modify this AUP at any time. This AUP is versioned independently of the Terms of Service. For Material Changes (as defined in the Terms of Service), we will notify you by email at least 14 days before the changes take effect. Non-material changes may take effect immediately upon posting.
This AUP works alongside the Terms of Service and automatically inherits TOS updates. When the two conflict, the Terms of Service wins.
This AUP is incorporated by reference into the Stock Simplifier Terms of Service and should be read together with it. All definitions, liability limitations, disclaimers, arbitration provisions, and governing law provisions in the then-current version of the Terms of Service apply equally to this AUP.
Your acceptance of the Terms of Service at account creation constitutes simultaneous acceptance of this AUP.
Complete version history. Every future update will be recorded here.
| Version | Date | Summary of Changes |
|---|---|---|
| v1.0 | March 25, 2026 | Initial release. Established permitted uses, six prohibited use categories, responsible use requirements, regulated user obligations, and enforcement process. |
| v2.0 | March 25, 2026 | Added: version numbering and changelog; explicit scraping threshold; professional disclosure variant; legal filing disclosure; good-faith error provision; investigation timeline commitments; reporter confidentiality; minor account use prohibition; screenshot clarification; traffic light table cross-references; TOS inheritance clause. |
| v3.0 | March 25, 2026 | Key changes: (1) Scraping hard cap reduced from 10 to 2 queries per minute, applied to all users; (2) Social media sharing simplified — credit + short note required; (3) UI/wizard/design copying prohibition added as major new standalone prohibition in Section 3.4 and expanded into new Section 6; (4) Traffic light table updated; (5) Good-faith error carve-out updated to exclude UI/design copying violations. |
Long-Term Mindset LLC
Email: brian@longtermmindset.co
Website: LongTermMindset.co
| Subject Line | Use For |
|---|---|
| AUP Inquiry | AUP general questions |
| AUP Violation Report | Reporting violations |
| Licensing Inquiry | UI/design licensing inquiries |
| Account Termination Appeal | Appeals of enforcement actions |